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Independent Financial Advice

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When shopping around for an annuity you need access to the widest range of products and choose professional financial advice to ensure that you buy the right annuity with the most suitable options. Only an Independent Financial Adviser can do this.

Types of Adviser

There are essentially 2 types of financial adviser; restricted and independent.

Restricted advisers can only offer advice on products from a limited number of providers - this might be the products of just one company or a panel of say 4 or 5. Limited choice usually means more expensive products and in the case of annuities, that could mean less income for the rest of your life.

Independent Financial Advisers can offer advice on the products of all providers. This is the widest choice available to you. We are Independent Financial Advisers.

After taking into account your needs and requirements we will make a recommendation in writing that outlines why we recommend a particular product and supplier. Furthermore, you can be certain that we will only recommend the product that is most suitable for you and it will be the most competitively priced.

Our services are not restricted to annuities, we can also help with pensions, life assurance, protection, equity release, mortgages and taxation.